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STO Credit Scheme

Flexible Payment Solutions for STO Employees

Since its inception in 1995, STO Credit Scheme has been a cornerstone of our commitment to social empowerment. By pioneering accessible payment solutions for civil servants, the scheme played a transformative role in enhancing the living standards of thousands of households across the nation. As the Maldivian financial landscape has matured to offer diverse consumer financing options, we strategically transitioned the scheme in 2025.

Today, STO Credit Scheme has evolved into an employee-centric program, reinforcing our commitment to the wellbeing and financial flexibility of our own dedicated workforce.

Financial Flexibility

Our employees can apply for flexible payment options for purchasing our products.