STO Credit Scheme
Flexible Payment Solution for Government & SOE Employees
STO Credit Scheme was established in 1995 to provide an easy payment option for civil servants who wanted access to our products. The scheme became an overnight success. It is currently available to employees of government and state entities, SOEs, and our partner companies.
Easy Payments, Hassle-Free Shopping
Enjoy flexible payment options with the STO Credit Scheme. Apply now and access the products you need with ease